I was going to post something different until something happened. I was supposed to transfer a certain amount of money to someone but she declined saying she shared a joint account with her husband and she didn't want him thinking she had money. It got me thinking about a lot of things like why she didn't have a separate account. Even if you want to have a joint account with your spouse, is anything wrong with having another personal account for personal reasons? Surprisingly, I know her spouse and he's not the faithful kind, don't ask how I know. I'm sure he must have been using the money in the joint account more than she who co-owns it #justsaying.
Personally, I don't like anything joint and if I have to be involved in anything joint, it definitely won't be money related. I can be sure of how I want to spend but might not be sure of the other person and when unsolicited spending becomes a norm, it becomes questionable which can lead to arguments and more arguments bla bla, you know the drill. I believe there should be love and trust in a union but nothing stops us from owning our private bank account though we might have a joint one. If there has to be a joint account, there should be a reason for it and that reason should be spelt out at the initial stage. No one wants to be receiving alerts for withdrawals they didn't make. In most cases, both parties might even have to sign before any withdrawal could be made but I've heard of cases where one has to force the other to do so.
I don't know what you feel about it. This is only my opinion. In as much as I might still feel the need to do so, I don't think it would stop me from having an active personal account. It doesn't mean the spouse wouldn't have the password to your ATM cards or anything, as long as the trust is there. It would just reduce plenty explanations that might arise from a withdrawal that wasn't discussed or agreed on by both partners. That said, what do you think? Do you think it's necessary to own a joint account with your spouse or nah?
Facebook - Odusola Aanuoluwapo
Twitter - @odusolar
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Personally, I don't like anything joint and if I have to be involved in anything joint, it definitely won't be money related. I can be sure of how I want to spend but might not be sure of the other person and when unsolicited spending becomes a norm, it becomes questionable which can lead to arguments and more arguments bla bla, you know the drill. I believe there should be love and trust in a union but nothing stops us from owning our private bank account though we might have a joint one. If there has to be a joint account, there should be a reason for it and that reason should be spelt out at the initial stage. No one wants to be receiving alerts for withdrawals they didn't make. In most cases, both parties might even have to sign before any withdrawal could be made but I've heard of cases where one has to force the other to do so.
I don't know what you feel about it. This is only my opinion. In as much as I might still feel the need to do so, I don't think it would stop me from having an active personal account. It doesn't mean the spouse wouldn't have the password to your ATM cards or anything, as long as the trust is there. It would just reduce plenty explanations that might arise from a withdrawal that wasn't discussed or agreed on by both partners. That said, what do you think? Do you think it's necessary to own a joint account with your spouse or nah?
Facebook - Odusola Aanuoluwapo
Twitter - @odusolar
BBM - 2BC07AB1
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